Financing with Our Dealership

Willie Johnson Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Willie Johnson Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Willie Johnson Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Welcome to Our Financing Department

Financing Made Simple for Your New or Used car, truck or SUV

We know that you love Ford models, and we can understand the appeal. These models are known for their longevity and style, plus they're affordable so our Stafford KS, St. John KS, Greensburg KS, Medicine Lodge KS and Bucklin KS customers can make the most of their busy schedules. If you have found a model that suits your needs, or you are just beginning your quest, consider what your financing options might be.

Should Your Invest in a New Ford Lease or Loan?

Will you lease or buy your F-150, F-250SD, F-350SD, Bronco or Mustang Mach-E? Have you had your eyes on a specific car and want to know what you qualify for before you come in for a test drive? If you think a lease is right for you because you like the idea of trading it in every few years for a new one, we can help. If you want to own your car, truck or SUV one day, then we'll help you get the right loan terms to buy.

Let the Willie Johnson Ford Finance Team Work for You

Crunching numbers and reworking budgets can be the less-than-fun part of buying a new vehicle. But, the expert guidance of our finance center can help put the joy, and the ease, back into the process. Get started on your journey towards a new vehicle soon by filling out our convenient, online finance application. We'll work with you every step of the way and answer any questions you have.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Willie Johnson Ford

    1105 E 1st St.
    Pratt, KS 67124-2061

    • Sales: 620-672-5518
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Get in Touch

  • Contact our Sales Department at: 620-672-5518
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday8am-6pm
  • SundayClosed